Contact Us
Privacy Policy
Free Annual Credit Reports
You can request your free credit score online now.
It's Quick, Easy and Secure.

You are entitled to copy of your credit report once every 12 months as provisioned by the Fair Credit Reporting Act. There are a handful of ways to request your report.
  • You can request your credit report by phone and have it mailed to you by calling 1-877-322-8228. The three reporting agencies, Transunion, Experian and Equifax all offer their reports through this method. It will typically take 2 to 3 weeks to receive your annual credit report via this method.
  • Secondly, you can request your annual credit report through traditional mail. You need to fill out the Annual Credit Report Request Form at annualcreditreport.com/cra/requestformfinal.pdf and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. Again, this will take approximately 2 to 3 weeks to arrive.
  • The third way to request your credit report is via the online website that is co-sponsored by the three credit reporting agencies at annualcreditreport.com. You will need to answer several questions to identify yourself before they give you access to your credit report.

According to the Free Credit Reporting Act every consumer is allowed access to one free yearly credit score check. The FTC passed this law as a way for consumers to gain more insight into what affects their credit report. By obtaining a free yearly credit score you will be able to see exactly what affects your credit rating and by just how much. i

There is only one federally authorized website where you can receive your free yearly credit score. This website can be found at annualcreditreport.com. This particular website will pull your credit report from the three major credit reporting bureaus so that you can compare and contrast the different information. There are three different ways that you can request your free yearly credit score; by phone, mail, or over the internet. Filling out the necessary paperwork and submitting it online is the quickest and easiest way to see your free yearly credit score. When you choose this method you will have your credit score in a matter of minutes rather than a matter of weeks.

There are various reasons why someone would want to get their free yearly credit score at annualcreditreport.com. The major reason why consumers will do this is so that they can monitor their credit ratings. Since your credit score is such an important factor in determining whether or not you are issued a new credit card, loan, or given employment it is important that you keep a close on your credit score. If you do happen to notice any errors that one of the reporting agencies may have made you will want to report this information as soon as possible so that it can be handled properly.

Another reason for checking your free yearly credit score is so that you can see if someone is trying to steal your identity. One of the worst things that can happen to your credit rating is becoming a victim of identity theft. These criminals will go around the country opening up new lines of credit in your name, while maxing out the credit cards without the intention of ever paying them off. By obtaining a copy of your credit history you will be able to see whenever someone has opened up a new line of credit in your name, and if you did not authorize this transaction you can fight to have that account removed from your report.

Getting your free yearly credit score is one of the smartest things you can do as a consumer. By paying close attention to what you credit score is you will be able to notice when it starts to fall below an acceptable level. If this does happen you will then be able to see on your credit report all of the items that are negatively impacting your credit rating. By fixing any errors that may be on your report, along with bringing any delinquent accounts current, you will be able to restore your credit score to an acceptable level and receive all of the benefits that are associated with a good credit score.

Free Annual Credit Report

View Your Free Annual Credit Report today at FreeAnnualCreditReports.org

Bookmark us today for up-to-date news items and educative articles are also provided at Free Annual Credit Reports for helping you enhance your spectrum of understanding. We have comprehensive info on:

  • Annual credit report
  • Free credit reports
  • Free annual credit report
  • Free credit score
  • Good credit score
  • 3 in 1 credit report
  • Free credit rating report
  • 3 credit free report score
  • Commercial credit reports
  • Consumer credit reports
  • Free instant credit reports
  • Credit report
  • Free credit check
  • Business credit reports